Are there any other factors that keep individuals from trading in the Forex Market?

There are a few factors, yes. The main one is in the way currencies are purchased. In order to make their own profit, the people who perform the actual trades charge a certain amount extra beyond just the exchange rate. The more money you can trade at once, the smaller that difference is, until you get to the top tier of trading where the difference is literally thousandths and hundred thousandths of cents. Most organizations and most individuals can't trade that much money at once, so the differences that they are charged are much more, which in turn makes the draw of Forex trading less lucrative.
 

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